Pros and Cons of PayPal in Nigeria
Nigerian PayPal users can only send funds and make online payments. PayPal does not allow Nigerians to receive of withdraw funds.
For years, PayPal had basically shut Nigeria out due to our notoriety for Internet-related fraud. As fraud detection techniques improved as well as Nigeria’s notion as the largest economy in Africa, PayPal has now lifted restrictions on Nigeria.
If you have a TRUSTED friend or relative in the US, UK, or any other country where Paypal allows users to withdraw funds, ask that person to help you open a Paypal account (if they don’t have one already). The account would be opened in their name so that they would help you with their ID documents whenever Paypal requests for them.
If that friend or relative of yours has a bank account over there, you’ll need their card for verifying the account.
After the account has been created, ask for the username and password used for creating the account (if they were not provided by you). Then, you can freely login to the account from Nigeria whenever you need to.
Chances are high that Paypal will notice the Nigerian IP address and would request that some ID documents be scanned and sent to them for security verification. You’ll easy scale this hurdle if the person who helped you create the account used their own name (instead of yours) and address in the US or UK (or wherever they may be).
However, if your relative already has and uses a PayPal account, he/she won’t be able to create a second account, as PayPal frowns against that. So, it’s better to have your funds sent to their PayPal ID.